Investing in private credit is a straightforward way to earn regular income without a lot of effort on your part. Think of private credit as simply giving loans directly to companies that might not go to big banks. These are often growing businesses or those looking for specific money that traditional banks don't offer. When you invest in a private credit fund, your money, along with others', is pooled together and then lent out to many different companies.

The income you get is just like the interest payments on these loans. The companies pay interest on the money they borrow, and that money, after some management fees, comes back to you, the investor. This usually happens monthly or quarterly, providing a steady flow of cash. This is why it's considered passive income: you're not managing the loans; you're just getting a share of the payments.

Yes, experienced fund managers handle all the hard work. They check out the companies, set up the loan agreements, and keep an eye on everything to make sure payments are made on time. This means you can earn income from these loans without lifting a finger.

Private credit can offer better returns than many traditional savings accounts or bonds, especially when interest rates are low. Because these loans are often unique and less easy to get your money out of quickly (less "liquid"), they often pay higher interest. This higher interest means more income for you. So, if you're looking for a way to get regular income and perhaps diversify your investments, private credit can be a smart choice.

Private infrastructure lets you invest in the things that make our world work – like toll roads, power plants, water systems, or cell towers. These are essential assets that everybody uses, and they tend to be very stable because they're hard to build and often have little competition.

You get passive income from these investments through the fees and charges these assets collect. For instance, a toll road collects money from cars, a utility company charges for electricity, and a cell tower earns rent from phone companies. These payments are often very steady and can even go up with inflation, meaning your income tends to keep its buying power. Professional managers handle all the operations, so you just receive your share of the profits without having to do any work yourself.

Private infrastructure isn't just about passive income; it also offers strong growth potential. The value of these assets can increase a lot over time. As populations grow and economies expand, more people use these services, which makes the assets more valuable and profitable. Also, if the managers make the assets more efficient or expand them, their value can go up even further. Since these assets are built to last a long time, their value can grow steadily over many years, offering a good way to build wealth alongside regular income.

Private infrastructure offers a powerful combination: the stability of predictable, often inflation-indexed income streams from essential services, coupled with the potential for long-term capital growth driven by economic expansion and strategic asset management. For investors looking to diversify their portfolios, secure a consistent passive income, and participate in the long-term appreciation of critical real assets, private infrastructure represents a robust and often overlooked opportunity.